Connecting bank feeds (Wise, Revolut & more)

Solvent imports your bank and fintech transactions automatically, so your books stay up to date without manual entry. All tax figures remain advisory — confirm with your accountant.

What is a bank feed?

A bank feed is an automatic, read-only connection to your bank or fintech account that pulls your transactions into Solvent. Solvent uses read-only access — it can see your transactions but cannot move money.

Which banks can I connect?

Today Solvent connects to Wise Business. Revolut Business, Mercury, Qonto and GoCardless Bank Account Data (covering 2,000+ EU/UK banks) are on the roadmap. Each connection is read-only and per-company.

How do I connect Wise?

1. In Solvent, open Wise Import and add your read-only Wise API token. 2. Click Generate SCA key, download the public key, and upload it to Wise under Settings → Developer tools. 3. Click Sync — Solvent pulls this year's transactions. New transactions then arrive automatically via a real-time webhook.

Does it update in real time?

Yes. When you set up the webhook, Wise notifies Solvent the moment a transaction happens, and Solvent imports it — no manual refresh. A scheduled daily sync also runs as a safety net.

How does Solvent categorise transactions?

The first time you assign a supplier and label to a counterparty (say, "Anthropic → Software"), Solvent remembers it and auto-applies that rule to every future transaction from the same supplier. You confirm before anything is posted to the books. Solvent never guesses VAT — it only learns from the choices you confirm.

Is my financial data secure?

Yes. Transaction details (counterparty names, references) and your API credentials are encrypted at rest with per-company keys held in a managed key service (AWS KMS), and isolated per company. You can erase a company's data on request via crypto-shredding. See Your data & privacy.

Can I still import statements manually?

Yes — CSV/CAMT/OFX statement import still works for any account without an API connection. See Bank reconciliation & imports.